Motor Trade | Accountant Guy

Q: Should I Register As A Sole Trader Or Limited Company?

Your structure affects tax, risk, and how customers view your business. Sole trader is quick and simple Limited company limits personal liability Limited helps with image for trade insurers The right setup depends on your risk level, sales volume and future plans. Wanna Talk About This? Call Me Email Me

Q: Do I Need A Motor Trade Insurance Policy?

Most motor trade businesses require specialist insurance to operate legally. Road risk cover for moving vehicles Liability cover for workshop work Parts and tools insurance optional Proper insurance protects your business from costly incidents and customer claims. Wanna Talk About This? Call Me Email Me

Q: How Do I Register My Motor Trade Business With HMRC?

Registration ensures you’re legally recognised and compliant from day one. Register for self assessment or company tax Get a UTR from HMRC Open a business bank account Getting set up correctly helps avoid future tax issues and supports smooth trading. Wanna Talk About This? Call Me Email Me

Q: Do I Need To Register For VAT As A Motor Trader?

It depends on turnover and the margin schemes you may use. Threshold is £85,000 (per 2025-26) Margin scheme often used for used cars VAT affects pricing and paperwork Registering correctly ensures you charge VAT properly and stay compliant with HMRC. Wanna Talk About This? Call Me Email Me

Q: How Does The VAT Margin Scheme Work?

It allows used car dealers to pay VAT only on profit margins. Applies to second-hand vehicles VAT is on profit, not sale price Requires meticulous record-keeping Using the scheme properly can reduce VAT bills but needs accurate stock records . Wanna Talk About This? Call Me Email Me

Q: What Records Must Motor Traders Keep For HMRC?

Good records keep you compliant and protect you during inspections. Vehicle stock books Purchase and sale invoices VAT and service records Accurate records help you avoid penalties and make your accountant’s job easier . Wanna Talk About This? Call Me Email Me

Q: Do I Need Payroll If I Employ Mechanics Or Admin Staff?

Yes, PAYE rules apply to all employees in the motor trade. Register as an employer Calculate tax and NIC correctly Submit monthly RTI reports Running payroll properly keeps staff paid on time and avoids HMRC penalties. Wanna Talk About This? Call Me Email Me

Q: How Do I Manage Subcontracted Mechanics Or MOT Testers?

Correct classification avoids tax issues and protects your business. Confirm IR35 status Keep contracts for subcontractors Verify qualifications and insurance Checking status early prevents unexpected tax liabilities and compliance headaches. Wanna Talk About This? Call Me Email Me

Q: How Can I Improve Workflow In My Garage Or Workshop?

Efficient processes reduce delays and increase profit per job. Use job cards consistently Track parts usage accurately Keep technicians’ time recorded Better workflow means higher productivity , fewer mistakes and improved customer satisfaction. Wanna Talk About This? Call Me Email Me

Q: How Can I Improve Cash Flow In My Motor Trade Business?

Managing cash flow keeps your garage or dealership running smoothly. Track money owed to you Negotiate better supplier terms Avoid overstocking vehicles Healthy cash flow helps you handle repairs, stock purchases and seasonal slowdowns . Wanna Talk About This? Call Me Email Me

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Motor Trade Expert

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Hi, I'm Jason! - Your Expert UK Accountant & Tax Advisor and your go-to for all things accounting & tax.

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✅ 25+ Years Accounting & Tax Experience
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25 Years Accounting Experience

Trusted By 120+ UK Businesses

Personalised One-To-One Service

Engines Running - HMRC Grinding Gears?

Is It Spanners All Day And Spreadsheets All Night? You're Not Alone.

Burdened With Your:
Bookkeeping?

Sick of experiencing:

Complex VAT Management
Reconciling Invoices To Jobs
Unidentified Losses

When all you really want is:

To Know Profit Per Job
To Have Peace From HMRC
More Billable Time + Less Admin

Expert Accountant Help - Motor Trade Focus

Avoid Pain. Get Expert Full Accountant Services For The Motor Trade. Sleep Better.

Organise

Pro Bookkeeper

All bookkeeping done by me, no outsourcing, no staff. I ensure full compliance with HMRC and Companies House. I'm responsive and ready to support you. Tap into my expert knowledge.

Report

Clear Numbers

Gain full visibility of the financial position for timely strategic decision-making. See the full picture, know exactly where you are at. Make year-end a managed goal rather than a tax surprise.

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Know Your Numbers

I will be by your side, turning numbers into understanding and understanding into empowerment. I will guide you at each step. No more confusion!

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Still Not Sure? Answers In The Dropdowns

If you would like one-to-one expert accountant support or want to know more about my services or to book a telephone or video consultation, please do not hesitate to contact me.

Either call me on 01383 307170 or use the contact form below.

I'm a friendly, approachable Accountant and you are in safe hands!

Frequently Asked Questions

Your Motor Trade Questions - Answers Smooth As A Fresh MOT! 🤣

Setting Up And Structuring Your Motor Trade Business

Should I Register As A Sole Trader Or Limited Company?

Do I Need A Motor Trade Insurance Policy?

How Do I Register My Motor Trade Business With HMRC?

Tax, VAT And Regulatory Compliance For Motor Traders

Do I Need To Register For VAT As A Motor Trader?

How Does The VAT Margin Scheme Work?

What Records Must Motor Traders Keep For HMRC?

Payroll, Staffing And Workshop Management

Do I Need Payroll If I Employ Mechanics Or Admin Staff?

How Do I Manage Subcontracted Mechanics Or MOT Testers?

How Can I Improve Workflow In My Garage Or Workshop?

Financial Planning And Business Growth For The Motor Trade

How Can I Improve Cash Flow In My Motor Trade Business?

How Should I Price My Labour And Services?

Can An Accountant Help Me Grow My Motor Trade Business?

Jason nellyer experienced accountant offering remote and local services.

Jason Nellyer (Owner)
Accountant Guy Ltd

Get Help From A UK Accountant
Expert To The Motor Trade

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"Your garage or workshop deserves more than generic bookkeeping. With deep motor sector skills and genuine care, I’ll manage tax, VAT, payroll and cash flow, so you can focus on your trade, confident your finances are accurate, compliant and well looked after."

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170 Appin Cr, Dunfermline, Fife, KY12 7TX, Tel 01383 307170