Building & Construction Trade

Q: Should I Operate As A Sole Trader Or Limited Company?

Choosing the right structure affects tax, liability, and growth. Sole trader = simple setup Limited = liability protection Limited = better tax planning The best structure depends on your turnover, risk exposure, and long-term plans . Wanna Talk About This? Call Me Email Me

Q: How Do I Set Up A Limited Company For My Building Trade?

Limited companies must be registered with Companies House. Choose company name Appoint directors and shareholders Register for tax and VAT Once set up, you get legal protection and more tax-planning opportunities. For advice, same day setup and Ltd Co accounting, give me a shout! Wanna Talk About This? Call Me Email Me

Q: What Is The Construction Industry Scheme (CIS)?

CIS rules affect payments between contractors and subcontractors. Deduct tax before payment Register with HMRC Submit monthly returns Proper CIS management avoids fines and ensures compliance with HMRC rules. Wanna Talk About This? Call Me Email Me

Q: Do Builders Need To Register For VAT?

VAT registration is required once your turnover exceeds the threshold. Standard threshold: £85,000/year (per 2024-25) Voluntary registration possible VAT affects invoicing and pricing Being registered ensures legal compliance and allows you to reclaim VAT on expenses. Wanna Talk About This? Call Me Email Me

Q: Which VAT Scheme Is Best For My Construction Business?

Different schemes suit different trade operations and cash flow needs. Flat Rate Scheme simplifies VAT Standard VAT allows input reclaim Cash Accounting helps with small cash flow Choosing the right scheme can save time and money each year. Wanna Talk About This? Call Me Email Me

Q: How Can Builders Stay Compliant With HMRC Rules?

Builders face multiple reporting obligations, including VAT and CIS. Submit VAT returns on time Maintain CIS records for subcontractors Keep accurate invoices and receipts Staying compliant avoids fines, interest charges, and unnecessary HMRC attention. Wanna Talk About This? Call Me Email Me

Q: Do I Need To Run Payroll For Subcontractors?

Yes, PAYE is required for all employees in the building trade. Register as an employer with HMRC Calculate tax and National Insurance Submit payroll reports on time Proper payroll ensures compliance and avoids penalties for unpaid tax or NICs. Wanna Talk About This? Call Me Email Me

Q: How Do I Manage Subcontractor Payments Under CIS?

CIS rules govern tax deductions for subcontractors. Verify subcontractor with HMRC Deduct correct tax rate Submit monthly CIS returns Correct management avoids fines and ensures smooth contractor relationships . Wanna Talk About This? Call Me Email Me

Q: Are Pension Contributions Required For Construction Staff?

Yes, auto-enrolment applies to eligible building trade staff. Assess staff eligibility Set up a pension scheme Make regular contributions Meeting these obligations avoids fines and protects your employees’ future . Wanna Talk About This? Call Me Email Me

Q: How Can I Improve Cash Flow In My Construction Business?

Monitoring income and expenses keeps your business solvent and flexible. Track payments and invoices closely Schedule supplier payments strategically Keep a cash reserve for delays Healthy cash flow ensures projects run smoothly and reduces stress on day-to-day operations. Wanna Talk About This? Call Me Email Me

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Expert To The Building Trade

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Hi, I'm Jason! - Your Expert UK Accountant & Tax Advisor and your go-to for all things accounting & tax.

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✅ 25+ Years Accounting & Tax Experience
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25 Years Accounting Experience

Trusted By 120+ UK Businesses

Personalised One-To-One Service

Construction is Tough - HMRC Making It Torture?

Feel Like HMRC Are Turning Your Business Into A Building Site? - You're Not Alone.

Burdened With Your:
Bookkeeping?

Are You Sick Of Wasted Time Calculating:

CIS Sub-Contractor Deductions, Payments, Retentions?
Staying Compliant With Auto-Enrolment
Lost Evenings "Catching Up" On Bookkeeping?

When all you really want is:

Fast Quotes That Win Work
Job By Job Profit Reporting
More Stress-Free Time With Family/Friends

Expert Accountant Help - Building Trade Focus

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Organise

CIS Bookkeeping

From Checkatrade data through to completed bookkeeping I manage it all, CIS payslips/offsets, VAT, tax returns, the lot.

I ensure full compliance with HMRC and Companies House. I'm responsive and ready to support you. Tap into my expert construction industry knowledge.

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Powerful Accounts

Gain full visibility of the financial position for timely strategic decision-making. See the full picture, job performance, material costs, sub-contractor costs, staged payments and more. Know exactly where you are at. Make year-end a managed goal rather than a tax surprise.

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Know Your Numbers

I will be by your side, turning numbers into understanding and understanding into empowerment. I will guide you at each step. No more confusion!

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If you would like one-to-one expert accountant support or want to know more about my services or to book a telephone or video consultation, please do not hesitate to contact me.

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Frequently Asked Questions

Your Building Trade Questions - Some "Well Constructed" 🤣 Answers!

Structuring Your Construction Business

Should I Operate As A Sole Trader Or Limited Company?

How Do I Set Up A Limited Company For My Building Trade?

What Is The Construction Industry Scheme (CIS)?

VAT & Tax Compliance For Builders

Do Builders Need To Register For VAT?

Which VAT Scheme Is Best For My Construction Business?

How Can Builders Stay Compliant With HMRC Rules?

Payroll, Subcontractors & CIS Management

Do I Need To Run Payroll For Subcontractors?

How Do I Manage Subcontractor Payments Under CIS?

Are Pension Contributions Required For Construction Staff?

Building Trade Financial Management

How Can I Improve Cash Flow In My Construction Business?

How Do I Budget For Equipment And Materials?

Can An Accountant Help Me Grow My Building Business?

Jason nellyer experienced accountant offering remote and local services.

Jason Nellyer (Owner)
Accountant Guy Ltd

Get Help From A UK Accountant
Expert To The Building Trade

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"Your building trade business deserves more than one-size-fits-all accounting. With deep expertise, accuracy and care, I’ll manage tax, VAT, payroll and cash flow, so you can focus on jobs and growth, confident your finances are organised, compliant and safe."

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170 Appin Cr, Dunfermline, Fife, KY12 7TX, Tel 01383 307170